Put space between the desire to act and action.
Monday, January 30th, 2023
Here's a message from Carl Richards that really resonated with me: "When the markets get scary, the single most important thing to do is create space between the des...
New Blog Posts
Put space between the desire to act and action.
Here's a message from Carl Richards that really resonated with me: "When the markets get scary, the single most important thing to do is create space between the des...
Dr. Richard Smith
January 30th, 2023 - 3 min read
The 3 Pillars of Successful Investing
When I’m sitting down to learn something new—something big, like a new language or how to rebuild a car engine—I always like to start with a few principles that brin...
D.R. Barton
January 23rd, 2023 - 6 min read
Volatility kills your long-term returns. Here are 3 portfolios to prove it.
We talk a lot about volatility here at Finiac. It can feel a little esoteric, I'm the first to admit. The reason is because, historically, only hardcore traders and...
Dr. Richard Smith
January 19th, 2023 - 3 min read
How to set better money goals in 2023
Something I just learned that blew me away: 45% of Americans make New Year’s resolutions. (12% more than watch the Super Bowl!) Only 8% of those people actually comp...
D.R. Barton
January 17th, 2023 - 5 min read
What is Correlation and Why Should You Care?
Ever used one of these walkways at an airport? If so, you’ll remember what it felt like. Your normal walking pace ramps up immediately, letting you cover more distan...
Justin Davis
January 9th, 2023 - 4 min read
The Santa Claus Rally (and why it didn't work this year)
The Santa Claus rally — traditionally, anyway — stretches across the last five trading days of a calendar year, and into the first two of the next. It’s a reliable c...
D.R. Barton
January 5th, 2023 - 4 min read
6 new features coming to Finiac
Happy new year! Hope it’s treating you well so far. We’re back at it in Finiac HQ and ready to start sharing what we’re building. We’ve talked to a bunch of you, don...
Dan Muse
January 3rd, 2023 - 4 min read
Why you should care about volatility
This is a pretty incredible chart I’ve been looking at recently. These are three different portfolios, showing ten years of performance each, and they all have the ...
Dr. Richard Smith
December 23rd, 2022 - 5 min read
The 200-day Simple Moving Average, Explained
Why a 200-day moving average helps Here’s the problem with a price-over-time chart: two people looking at it can see entirely different things. What’s so complicated...
D.R. Barton
December 22nd, 2022 - 3 min read
How to Calculate Correlation Between Two Stocks
The correlation between two assets—let’s just say stocks, for example—has a huge effect on the amount of risk associated with that investment. Just so we’re clear: I...
Justin Davis
December 16th, 2022 - 4 min read
5 Questions to Ask Before Buying a Stock
Here’s what the decision process looks like for too many investors: Hear about a Hot New Stock! Buy the Hot New Stock! That’s it. Venture too far in the other direct...
Justin Davis
December 12th, 2022 - 5 min read
Is a bull market on the way?
There are plenty of way to tell that a bear market is starting to turn around—but with the economy at large as topsy-turvy as it has been lately, nothing is for cert...
D.R. Barton
December 5th, 2022 - 2 min read
Is it time to abandon crypto?
This is a perfectly reasonable question to ask yourself. Quick recap: FTX’s collapse makes clear the massive negative impact of human shortcomings (logical, ethical,...
D.R. Barton
December 1st, 2022 - 4 min read
We built a better way to research assets
From the jump, we created Finiac to help individual investors build better portfolios. So, naturally, we started with a killer portfolio-building experience: At-a-gl...
Dan Muse
November 28th, 2022 - 4 min read
The Thanksgiving Market Rally
It’s been 233 years since George Washington first encouraged Americans to take “a day of public thanksgiving and prayer” on Thursday, Nov. 26, 1789 — which, if you’r...
D.R. Barton
November 21st, 2022 - 3 min read
The Presidential Cycle
“There are three kinds of lies: lies, damned lies and statistics.” — Mark Twain, misattributing Benjamin Disraeli The mid-term U.S. congressional election is behind ...
D.R. Barton
November 14th, 2022 - 4 min read
RiskSmith Update: October 25, 2022
Hi there, Another strong Monday yesterday (S&P 500 ⬆️ 1.2% | DJIA ⬆️ 1.3% | Nasdaq ⬆️ 0.9%) — but as usual, we’re taking a broader view (it’s kind of our brand¹). S...
Dan Muse
October 25th, 2022 - 3 min read
RiskSmith Update: October 17, 2022
With the markets closed (S&P 500 ⬆️ 2.7% | DJIA ⬆️ 1.9% | Nasdaq ⬆️ 3.4%) we can officially say it: today was a good day to be an investor. We like to call it out wh...
Dan Muse
October 17th, 2022 - 2 min read
Article
Why the “Jumbo Fed Hike” Means More Market Volatility
Our co-founder, Dr. Richard Smith, talked about last week’s “jumbo Fed hike” and its effect on the economy overall. Enjoy the excerpt from the conversation above; tr...
Dan Muse
October 15th, 2022 - 3 min read
Investor, Know Thyself
Last week we outlined a strategy for independent investors called 7 Principles of Successful Investing. Try as we might, we couldn’t fit it all into one post, so we’...
Dr. Richard Smith
October 14th, 2022 - 3 min read
Believe in What You Buy
... but make sure someone smarter than you believes in it, too This article is part 2 of the series 7 Principles of Successful Investing. Jump to: Principle № 1 In t...
Dr. Richard Smith
October 14th, 2022 - 5 min read
Know When to Sell Before You Buy
One question causes more investing anxiety than any other: “When do I buy/sell??” Here’s the answer. This article is part 3 of the series 7 Principles of Successful ...
Dr. Richard Smith
October 14th, 2022 - 3 min read
Investor, Know Thyself
Last week we outlined a strategy for independent investors called 7 Principles of Successful Investing. Try as we might, we couldn’t fit it all into one post, so we’...
Dr. Richard Smith
October 14th, 2022 - 3 min read