Stellar is a blockchain project founded in 2014 by Ripple co-founder Jed McCaleb and venture capital investor Joyce Kim. At the beginning, Stellar shared a lot of its code with the XRP ledger, but the project has since taken on unique characteristics of its own. The native asset of the Stellar blockchain is called lumens, and is commonly described with the ticker XLM. XLM is designed to be used as a bridge currency to facilitate cross-border transfers between different currencies. Users can create custom tokens that can be transacted quickly and efficiently.